← All proposals: Federal Chamber
Federal Chamber
56K1592 Public safety
Under consideration
Better protection and faster refunds for phishing victims
Official title: Wetsvoorstel tot wijziging van het Wetboek van economisch recht betreffende de bescherming van de betaler bij niet-toegestane betalingstransacties als gevolg van phishing.
Status: Parliament is still discussing this proposal, for example in a committee or while waiting for advice. (parliament: ‘Pending in the Chamber’)
In plain language
- Banks must in principle immediately refund money lost to phishing, even if they suspect gross negligence on your part.
- This bill affects citizens who lose money to online fraud as well as the banks handling these payments.
- You will receive clearer answers and your money back faster, and the bank must pay extra interest if it refunds you late.
Automatically summarised (gemini-3.8-flash). AI can make mistakes: if in doubt, read the official text.
How parliament voted
Parliament has not voted on this proposal yet.