← All proposals: Federal Chamber
Federal Chamber
56K1827 Taxation
Under consideration
Free choice of life insurance beneficiary for long-term savings
Official title: Wetsvoorstel tot wijziging van het Wetboek van de inkomstenbelastingen 1992 wat betreft de begunstigingsvoorwaarden voor de belastingvermindering voor langetermijnsparen.
Status: Parliament is still discussing this proposal, for example in a committee or while waiting for advice. (parliament: ‘Pending in the Chamber’)
In plain language
- You will be able to freely choose who receives your life insurance payout upon death, without losing your tax reduction for long-term savings. Currently, it must strictly be your partner or a close relative.
- This affects anyone using long-term savings, especially single individuals or people who want to designate someone outside their immediate family.
- You keep your tax benefit of up to 735 euros per year, even if you name a friend or a cohabiting partner as the beneficiary.
Automatically summarised (gemini-3.8-flash). AI can make mistakes: if in doubt, read the official text.
How parliament voted
Parliament has not voted on this proposal yet.